How to Play Baccarat


Baccarat is a card game that is played between a player and a banker. The main goal is to win by having the closest score to nine. Usually, it is played with eight decks of cards. Players can wager on either the banker’s hand or the player’s hand. To win, you need to predict the outcome of your hand better than the banker.

To start the game, the dealer puts two cards under the shoe. The player on the right and the banker on the left get three cards. The dealer must turn over one card each time the shoe is replaced. The face value of each card is zero. Aces carry the value of one, and all other cards are given a numerical value.

The player who has the highest bet gets the first two cards. He or she can call for a third card, or stand. If the player’s total is 0-6 or -7, he or she must call, or draw. Regardless of the player’s choice, the dealer knows the stakes of each hand.

The first two cards are dealt to the player and the banker, with the player’s hand facing the dealer. The croupier then shuffles the eight 52-card packs, and the cards are now face down. The banker has the option of requesting a third card. When the banker’s hand is 0-4 and the player’s is 1-6, the banker draws. The dealer also has the option to request a third card. The player has the choice of calling “non” if his hand is 6 or 7.

The player can also bet on the banker’s hand. The house has an advantage of 1.36 percent on the Player bet and a slight disadvantage of about 14.1 percent on the Banker bet. If the player chooses to bet on the Banker, most casinos will apply a commission to the Banker bet.

Once the cards are dealt, the casino will announce the totals of each hand. The highest value wins the Dragon Tiger bet. If the dealer has the lowest total, the Tie bet is available. The bet pays 8 to 1 against a tie. It may offer slightly higher odds of 9 to 1 if the tie is broken by a player. A tie bet is generally not recommended by intelligent players.

The second hand above the hand with the highest bet is considered to be the winner, while the hand above the hand with the lowest bet is considered to be the loser. If the Player or the Banker has the same total, then the bet on the Tie is paid out instead of the player losing his or her bet. Typically, the Tie bet offers an advantage of 8 to 1.

Baccarat can be played in brick and mortar casinos or in online casinos. The only real difference is that the online version will require local authority approval. In some cases, it is possible to play live with a real dealer. However, most online baccarat sites charge significantly more for side bets.

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